LifeGoal Investments

LifeGoal Conservative Wealth Builder ETF
[Ticker: SAVN]

  • Monthly Bills
  • Wedding
  • Entertainment
  • Food

Fund Goals

LifeGoal Conservative Wealth Builder ETF (ticker: SAVN) is a diversified portfolio. SAVN is a low cost ETF built to show people exactly what dollars they have set aside for their everyday expenses: transportation/vehicle, utilities/cell, food/grocery, etc.- all while having those dollars professionally invested.

  • Investment Goal: Seek to provide preservation of capital and some capital appreciation.
  • Active Management: The managers use research and analysis in an effort to determine which bonds and stocks from around the world will produce the most favorable outlook for achieving the intended investment goal.
  • Environmental Social Governance: The managers will consider ESG in all aspects of the investment process.
  • Design: Generally will be about 15% stocks (higher risk) and 85% bonds (lower risk).
  • Management Fees: $3.90 annually per $1,000 investment.
Risk Score

Top Individual Stock Holdings As of 09/30/2021
Name % Of Net Assets Inc 1.31% Inc 1.09%
Abbvie Inc 0.35%
BlackRock Inc 0.34%
Boeing Co 0.27%
Oracle Corp 0.22%
Ford Motor Co 0.22%
Comcast Corp Class A 0.18%
Colgate-Palmoliv 0.18%
Cisco Systems 0.18%
FedEx Corp 0.09%

Holdings are subject to change.

Diversified Portfolio As of 09/30/2021

Holdings are subject to change.

Top Bond ETF Holdings As of 09/30/2021
Name % Of Net Assets
Vanguard Short Term Corp Bond ETF 16.94%
PGIM Ultra Short Bond ETF 14.00%
iShares CMBS ETF 8.42%
VanEck Vectors JP Morgan EM LC Bd ETF 6.77%
Schwab U.S. Tips ETF 4.96%
Vanguard Long-Term Corporate Bd ETF 4.90%
iShares 10-20 Year Treasury ETF 4.85%
SPDR® Portfolio High Yield Bond ETF 2.48%
iShares 0-5 Year High Yield Corp Bd ETF 2.48%
Vanguard Interm-Term Corp Bd ETF 1.97%
iShares ESG USD Corporate Bond ETF 0.98%

Holdings are subject to change.

Top Stock ETF Holdings As of 09/30/2021
Name % Of Net Assets
Vanguard Value ETF 4.77%
FlexShares STOXX Global Broad Infras ETF 2.64%
FlexShares Glbl Quality Real Estate ETF 1.95%
iShares MSCI USA Sm-Cp Min Vol Fctr ETF 1.92%
iShares Global Materials ETF 1.85%
Vanguard Intl Hi Div Yld Idx ETF 1.54%
Vanguard Intl Div Apprec ETF 1.51%
JPMorgan Equity Premium Income ETF 1.44%
iShares MSCI Global Min Vol Factor ETF 1.40%
Invesco S&P 500 Equal Weight ETF 1.05%
iShares ESG MSCI EM Leaders ETF 0.22%
Top Commodity/Crypto ETF Holdings As of 09/30/2021
Name % Of Net Assets
Aberdeen Standard Blmb AllCmdStrK1Fr ETF 4.18%
GraniteShares Gold Trust 1.94%
CoinShares Physical Ethereum (ETH) 0.05%
Grayscale Bitcoin Trust (BTC) 0.04%

Holdings are subject to change.

Cryptocurrency is an emerging asset class. There are thousands of cryptocurrencies, the most well-known of which is bitcoin. The funds may have exposure to bitcoin indirectly through an investment in the Grayscale Bitcoin Trust (“GBTC”), a privately offered, open-end investment vehicle that invests in bitcoin. Cryptocurrency generally operates without central authority and is not backed by any government. Cryptocurrency is not legal tender. The market price of bitcoin has been subject to extreme fluctuations. As a result of holding an equity instrument with exposure to cryptocurrency, a fund may trade at a significant premium to NAV. 

Fund Information
Inception Date 09/09/2021
Primary Exchange NYSE
Ticker SAVN
CUSIP 66538F 264
Gross Expense Ratio 0.82%
Net Expense Ratio* 0.55%
Adjusted Net Expense Ratio* 0.39%
Number of Holdings 37

*Pursuant to an operating expense limitation agreement between LifeGoal Investments LLC (the “Adviser”) and the Trust, on behalf of the General Conservative Investment Fund, the Adviser has agreed to waive its fees and/or absorb expenses of the General Conservative Investment Fund to ensure that Total Annual Fund Operating Expenses for the General Conservative Investment Fund (excluding any front-end or contingent deferred loads, brokerage fees and commissions, acquired fund fees and expenses, borrowing costs (such as interest and dividend expense on securities sold short) and extraordinary expenses do not exceed 0.39% of the General Conservative Investment Fund’s average net assets through September 30, 2022. This operating expense limitation agreement can be terminated only by, or with the consent of, the Board of Trustees of the Trust. The Adviser is permitted to receive reimbursement from the General Conservative Investment Fund for fees it waived and Fund expenses it paid, subject to the limitation that (1) the reimbursement for fees and expenses will be made only if payable within three years from the date the fees and expenses were initially waived or reimbursed and (2) the reimbursement may not be made if it would cause the expense limitation in effect at the time of the waiver or currently in effect, whichever is lower, to be exceeded.

Fund Data & Pricing
Net Assets as of 12/02/2021 $748,628.99
NAV $9.98
Shares Outstanding 75,000
Premium/discount Percentage 0.00%
Closing Price $9.98
Median 30 Day Spread 0.10%

Data as of 12/02/2021

IOPV, or Indicative Optimized Portfolio Value, is a calculation disseminated by the stock exchange that approximates the Fund’s NAV every fifteen seconds throughout the trading day.

Performance Quarter end returns as of 09/30/2021
  Avg. Annualized
  Quarter 1 Year 3 Year Since Inception
NAV Return 0.00% 0.00% 0.00% 0.00%
Market Return 0.00% 0.00% 0.00% 0.00%
Benchmark Index 0.00% 0.00% 0.00% 0.00%

Gross expense ratio: 0.82% Net expense ratio*: 0.55%

*contractual through 09/30/2022

Performance data quoted represents past performance and is no guarantee of future results. Current performance may be lower or higher than the performance data quoted. Investment return and principal value will fluctuate so that an investor’s shares, when redeemed, may be worth more or less than original cost. Returns less than one year are not annualized. For the fund’s most recent month end performance, please call 1-888-920-7275.

NAV Return represents the closing price of underlying securities. Market Return is calculated using the price which investors buy and sell ETF shares in the market. The market returns in the table are based upon the midpoint of the bid/ask spread at 4:00 pm EST, and do not represent the returns you would have received if you traded shares at other times.

LifeGoal ETFs are bought and sold at market price (not NAV) and are not individually redeemed from the fund. Brokerage commissions will reduce returns.

The universe of acceptable investments for the Fund may be limited as compared to other funds due to the Fund's ESG investment screening. Because the Fund does not invest in companies that do not meet its ESG criteria, and the Fund may sell portfolio companies that subsequently violate its screens, the Fund may be riskier than other mutual funds that invest in a broader array of securities.

Distribution Detail
Ex-Date Record Date Payable Date Amount
00/00/2021 00/00/2021 00/00/2021 0.000000
Top 10 Holdings
% Of Net Assets Name Ticker CUSIP Shares Held Market Value
16.31% VANGUARD S/T CORP BOND ET VCSH 92206C409 1,539 125,166.87
11.67% PGIM ULTRA SHORT PULS 69344A107 1,809 89,599.77
8.12% ISHARES CMBS ETF CMBS 46429B366 1,170 62,302.50
6.24% VANECK J. P. MOR EMLC 92189H300 1,689 47,916.93
4.89% SCHWAB U.S. TIPS ETF SCHP 808524870 594 37,517.04
4.83% ISHARES 10-20 YEAR TREASU TLH 464288653 246 37,101.72
4.83% VANGUARD LONG-TERM CORP B VCLT 92206C813 345 37,070.25
4.77% VANGUARD VALUE ETF VTV 922908744 261 36,605.25
4.36% SPDR PORT HY BD SPHY 78468R606 1,272 33,428.16
3.85% ABRDN BLOOMBERG BCI 003261104 1,113 29,572.41

Data as of 12/02/2021. Holdings are subject to change.