LifeGoal Investments

LifeGoal Vacation Investment ETF
[Ticker: SUNY]

  • Vacation Savings
  • Honeymoon Savings
  • Holiday Travel

Fund Goals

LifeGoal Vacation Savings ETF (ticker: SUNY) is a low cost, diversified ETF built to show people exactly what dollars they have set aside for their next vacation(s)- all while having those dollars professionally invested.

  • Investment Goal: Seek to provide preservation of capital and some capital appreciation.
  • Active Management: The managers use research and analysis in an effort to determine which bonds and stocks from around the world will produce the most favorable outlook for achieving the intended investment goal.
  • Environmental Social Governance: The managers will consider ESG in all aspects of the investment process.
  • Design: Generally will be about 15% stocks (higher risk) and 85% bonds (lower risk).
  • Innovative Component: In an effort to help offset any increase in the costs of vacations, the ETF will have modest exposure to stocks in areas like airlines companies, hotel/lodging companies, etc.
  • Management Fees: $2.90 annually per $1,000 investment.
Risk Score
Top Individual Stock Holdings As of 09/30/2021
Name % Of Net Assets
Booking Holdings Inc 1.00%
Airbnb Inc Ordinary Shares - Class A 0.78%
The Walt Disney Co 0.72%
Boeing Co 0.46%
Wynn Resorts Ltd 0.39%
Uber Technologies Inc 0.35%
Royal Caribbean Group 0.34%
Mastercard Inc Class A 0.29%
MGM Resorts International 0.26%
Starbucks Corp 0.23%
Square Inc 0.20%

Holdings are subject to change.

Yield: TBD
30-Day SEC yield
(As of 09/09/2021)

Diversified Portfolio As of 09/30/2021

Holdings are subject to change.

Top Bond ETF Holdings As of 09/30/2021
Name % Of Net Assets
Vanguard Short Term Corp Bond ETF 16.07%
PGIM Ultra Short 14.52%
iShares CMBS ETF 8.57%
VanEck Vectors JP Morgan EM LC Bd ETF 7.39%
Schwab US Tips ETF 5.05%
Vanguard Long-Term Corporate Bd ETF 4.99%
iShares 10-20 Year Treasury 4.94%
SPDR® Portfolio High Yield Bond ETF 2.53%
iShares 0-5 Year High Yield Corp Bd ETF 2.02%
Vanguard Interm-Term Corp Bd ETF 2.01%
Vanguard Interm-Term Corp Bd ETF 2.00%
iShares ESG USD Corporate Bond ETF 0.70%

Holdings are subject to change.

Top Stock ETF Holdings As of 09/30/2021
Name % Of Net Assets
Vanguard Value ETF 5.19%
FlexShares STOXX Global Broad Infrastructure Index 2.34%
FlexShares Global Quality Real Estate Index 2.28%
iShares Global Materials ETF 1.64%
JPMorgan Equity Premium Income ETF 1.75%
iShares MSCI Global Min Vol Factor ETF 1.47%
iShares MSCI USA Sm-Cp Min Vol Fctr ETF 1.46%
Vanguard Intl Hi Div Yld Idx ETF 1.46%
Vanguard Intl Dividend Appreciation Index Fund 1.43%
JPMorgan Equity Premium Income ETF 1.10%
iShares® ESG MSCI EM Leaders ETF 0.22%
Top Commodity/Crypto ETF Holdings As of 09/30/2021
Name % Of Net Assets
Aberdeen Standard Blmb AllCmdStrK1Fr ETF 4.25%
GraniteShares Gold Trust 1.98%
Grayscale Bitcoin Trust (BTC) 0.05%
Grayscale Ethereum Trust (ETH) 0.04%

Holdings are subject to change.

Cryptocurrency is an emerging asset class. There are thousands of cryptocurrencies, the most well-known of which is bitcoin. The funds may have exposure to bitcoin indirectly through an investment in the Grayscale Bitcoin Trust (“GBTC”), a privately offered, open-end investment vehicle that invests in bitcoin. Cryptocurrency generally operates without central authority and is not backed by any government. Cryptocurrency is not legal tender. The market price of bitcoin has been subject to extreme fluctuations. As a result of holding an equity instrument with exposure to cryptocurrency, a fund may trade at a significant premium to NAV. 

 
Fund Information
Inception Date 09/09/2021
Primary Exchange NYSE
Ticker SUNY
CUSIP 66538F 280
IOPV Symbol SUNY.IV
NAV Symbol SUNY.NV
Gross Expense Ratio 0.72%
Net Expense Ratio* 0.45%
Adjusted Net Expense Ratio* 0.29%
Number of Holdings 27

*Pursuant to an operating expense limitation agreement between LifeGoal Investments LLC (the “Adviser”) and the Trust, on behalf of the Vacation Investment Fund, the Adviser has agreed to waive its fees and/or absorb expenses of the Vacation Investment Fund to ensure that Total Annual Fund Operating Expenses for the Vacation Investment Fund (excluding any front-end or contingent deferred loads, brokerage fees and commissions, acquired fund fees and expenses, borrowing costs (such as interest and dividend expense on securities sold short) and extraordinary expenses do not exceed 0.29% of the Vacation Investment Fund’s average net assets through September 30, 2022. This operating expense limitation agreement can be terminated only by, or with the consent of, the Board of Trustees of the Trust. The Adviser is permitted to receive reimbursement from the Vacation Investment Fund for fees it waived and Fund expenses it paid, subject to the limitation that (1) the reimbursement for fees and expenses will be made only if payable within three years from the date the fees and expenses were initially waived or reimbursed and (2) the reimbursement may not be made if it would cause the expense limitation in effect at the time of the waiver or currently in effect, whichever is lower, to be exceeded.

Fund Data & Pricing
Net Assets as of 10/15/2021 $494,018.65
NAV $9.88
Shares Outstanding 50,000
Premium/discount Percentage 0.00%
Closing Price $9.88
Median 30 Day Spread 0.00%

Data as of 10/15/2021

IOPV, or Indicative Optimized Portfolio Value, is a calculation disseminated by the stock exchange that approximates the Fund’s NAV every fifteen seconds throughout the trading day.

Performance Quarter end returns as of 12/31/2021
  Avg. Annualized
  Quarter 1 Year 3 Year Since Inception
NAV Return 0.00% 0.00% 0.00% 0.00%
Market Return 0.00% 0.00% 0.00% 0.00%
Benchmark Index 0.00% 0.00% 0.00% 0.00%

Gross expense ratio: 0.72% Net expense ratio*: 0.45%

*contractual through 09/30/2022

Performance data quoted represents past performance and is no guarantee of future results. Current performance may be lower or higher than the performance data quoted. Investment return and principal value will fluctuate so that an investor’s shares, when redeemed, may be worth more or less than original cost. Returns less than one year are not annualized. For the fund’s most recent month end performance, please call 1-888-920-7275.

NAV Return represents the closing price of underlying securities. Market Return is calculated using the price which investors buy and sell ETF shares in the market. The market returns in the table are based upon the midpoint of the bid/ask spread at 4:00 pm EST, and do not represent the returns you would have received if you traded shares at other times.

LifeGoal ETFs are bought and sold at market price (not NAV) and are not individually redeemed from the fund. Brokerage commissions will reduce returns.

The universe of acceptable investments for the Fund may be limited as compared to other funds due to the Fund's ESG investment screening. Because the Fund does not invest in companies that do not meet its ESG criteria, and the Fund may sell portfolio companies that subsequently violate its screens, the Fund may be riskier than other mutual funds that invest in a broader array of securities.

Distribution Detail
Ex-Date Record Date Payable Date Amount
00/00/2021 00/00/2021 00/00/2021 0.000000
Top 10 Holdings
% Of Net Assets Name Ticker CUSIP Shares Held Market Value
15.88% VANGUARD S/T CORP BOND ET VCSH 92206C409 956 78,468.48
14.41% PGIM ULTRA SHORT PULS 69344A107 1,434 71,198.10
8.48% ISHARES CMBS ETF CMBS 46429B366 780 41,909.40
7.32% VANECK J. P. MOR EMLC 92189H300 1,206 36,155.88
5.30% VANGUARD VALUE ETF VTV 922908744 186 26,203.68
5.04% SCHWAB U.S. TIPS ETF SCHP 808524870 396 24,908.40
4.95% VANGUARD LONG-TERM CORP B VCLT 92206C813 230 24,462.80
4.88% ISHARES 10-20 YEAR TREASU TLH 464288653 164 24,114.56
4.38% ABRDN BLOOMBERG BCI 003261104 742 21,621.88
2.50% SPDR PORT HY BD SPHY 78468R606 464 12,370.24

Data as of 10/15/2021. Holdings are subject to change.    

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