Advisory services are offered through LifeGoal Wealth Advisors, an Investment Advisor in the State of New York. LifeGoal Wealth Advisors is not affiliated with or endorsed by the Social Security Administration or any government agency. Investing in securities involves a risk of loss. Past performance is never a guarantee of future returns. Investing in foreign stocks markets involves additional risks, such as the risk of currency fluctuations. The foregoing constitutes the general views of LifeGoal Wealth Advisors and should not be regarded as personalized investment advice or a reflection of the performance of LifeGoal Wealth Advisors or its clients. Nothing herein is intended to be a recommendation or a forecast of the market conditions. Rather it is intended to illustrate a point. Current and future markets may differ significantly from those illustrated here. Not all past forecasts were, nor future forecasts may be accurate as those predicted herein.